{"id":1019558,"date":"2023-08-08T08:34:44","date_gmt":"2023-08-08T08:34:44","guid":{"rendered":"https:\/\/ukwms.ac.id\/site\/?p=1019558"},"modified":"2023-08-21T07:58:43","modified_gmt":"2023-08-21T07:58:43","slug":"melek-keuangan-ala-gen-z","status":"publish","type":"post","link":"https:\/\/ukwms.ac.id\/en\/melek-keuangan-ala-gen-z\/","title":{"rendered":"Melek Keuangan Ala Gen Z"},"content":{"rendered":"<p>(UKWMS \u2013 7\/7\/23) \u2013 Mengatur keuangan merupakan hal sederhana yang bisa dilakukan, namun belum semua orang memahami caranya. Oleh sebab itu, Universitas Katolik Widya Mandala Surabaya (UKWMS) berkolaborasi dengan Bakti BCA menggelar Seminar Hybrid Literasi Keuangan. Pada seminar ini, peserta diajarkan bagaimana mengelola keuangan yang baik dan benar. Materi dibawakan oleh Maria Regina Nugraharsi SP., MM., CFP, QWP (Direktur PT Binar Insan Cemerlang) dan Michael Dwitama (Wealth Specialist BCA)<\/p>\n\n\n\n<p>Pada kesempatan ini, Rektor UKWMS Drs. Kuncoro Foe, G.Dip.Sc., Ph.D., Apt. menyampaikan, \u201cPasti kita tidak ingin mahasiswa menjadi mahasiswa yang rapuh, tetapi bisa menjadi mahasiswa emas generasi 2025, maka universitas memfasilitasi dengan menyelenggarakan seminar ini.\u201d<\/p>\n\n\n\n<p>Berdasarkan Infografis Hasil Survei Nasional Literasi dan Inklusi Keuangan Tahun 2022 sebesar 49,68%, naik dibanding tahun 2019 yang hanya 38,03%. Berdasarkan data tersebut kurangnya literasi keuangan menyebabkan banyaknya korban akumulasi kredit, penipuan dan bunga pinjaman yang tinggi. Oleh karena itu, Lily Sutanto selaku Kepala Pengembangan Bisnis Cabang BCA KCU Galaxy menyampaikan bahwa, \u201cIndonesia ternyata masih menduduki peringkat bawah salah satunya literasi keuangan, hal inilah menjadi latar belakang kami menyelenggarakannya seminar ini.\u201d<\/p>\n\n\n\n<p>Regina memaparkan bahwa mengatur keuangan sangat sederhana, dengan lima Pos Pengeluaran utama (Needs, Debts, Wants, Savings, dan Investment), serta tips bagi mahasiswa dalam mengatur keuangan menggunakan metode Budgeting. \u201cCiptakan budaya baru dalam mengelola keuangan dan mulailah dari Budgeting, menabunglah yang tidak menyakiti diri sendiri\u201d.<\/p>\n\n\n\n<p>Sesi kedua hadir Michael menyampaikan dua hal penting dalam Financial Planning yaitu tabungan dan investasi. dalam menentukan Financial Planning. \u201cAda beberapa hal yang perlu dipertimbangkan yaitu Specific, realistic, timeable, achievable, segi waktu (jangka pendek, menengah, dan panjang), kerealistisan dalam merencanakan keuangan, tingkat prioritas dan pertimbangan penting terakhir yang perlu diperhatikan yaitu menjaga konsistensi,\u201d jelas Michael. (TMA\/Red)<\/p>","protected":false},"excerpt":{"rendered":"<p>(UKWMS \u2013 7\/7\/23) \u2013 Mengatur keuangan merupakan hal sederhana yang bisa dilakukan, namun belum semua orang memahami caranya. Oleh sebab itu, Universitas Katolik Widya Mandala Surabaya (UKWMS) berkolaborasi dengan Bakti BCA menggelar Seminar Hybrid Literasi Keuangan. Pada seminar ini, peserta diajarkan bagaimana mengelola keuangan yang baik dan benar. Materi dibawakan oleh Maria Regina Nugraharsi SP., [&hellip;]<\/p>","protected":false},"author":1,"featured_media":1019584,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1019558","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-event"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Melek Keuangan Ala Gen Z - UKWMS<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ukwms.ac.id\/en\/melek-keuangan-ala-gen-z\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Melek Keuangan Ala Gen Z - UKWMS\" \/>\n<meta property=\"og:description\" content=\"(UKWMS \u2013 7\/7\/23) \u2013 Mengatur keuangan merupakan hal sederhana yang bisa dilakukan, namun belum semua orang memahami caranya. Oleh sebab itu, Universitas Katolik Widya Mandala Surabaya (UKWMS) berkolaborasi dengan Bakti BCA menggelar Seminar Hybrid Literasi Keuangan. Pada seminar ini, peserta diajarkan bagaimana mengelola keuangan yang baik dan benar. Materi dibawakan oleh Maria Regina Nugraharsi SP., [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ukwms.ac.id\/en\/melek-keuangan-ala-gen-z\/\" \/>\n<meta property=\"og:site_name\" content=\"UKWMS\" \/>\n<meta property=\"article:published_time\" content=\"2023-08-08T08:34:44+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-08-21T07:58:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2023\/08\/Penyerahan-Cenderamata-oleh-Rektor-UKWMS-kanan-kepada-Maria-Regina-1-1-1.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"844\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"dev_admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"dev_admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/\"},\"author\":{\"name\":\"dev_admin\",\"@id\":\"https:\/\/ukwms.ac.id\/#\/schema\/person\/8586fc19a610be4ba7ed2a98e64539f0\"},\"headline\":\"Melek Keuangan Ala Gen Z\",\"datePublished\":\"2023-08-08T08:34:44+00:00\",\"dateModified\":\"2023-08-21T07:58:43+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/\"},\"wordCount\":276,\"publisher\":{\"@id\":\"https:\/\/ukwms.ac.id\/#organization\"},\"image\":{\"@id\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2023\/08\/Penyerahan-Cenderamata-oleh-Rektor-UKWMS-kanan-kepada-Maria-Regina-1-1-1.jpeg\",\"articleSection\":[\"Event\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/\",\"url\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/\",\"name\":\"Melek Keuangan Ala Gen Z - UKWMS\",\"isPartOf\":{\"@id\":\"https:\/\/ukwms.ac.id\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2023\/08\/Penyerahan-Cenderamata-oleh-Rektor-UKWMS-kanan-kepada-Maria-Regina-1-1-1.jpeg\",\"datePublished\":\"2023-08-08T08:34:44+00:00\",\"dateModified\":\"2023-08-21T07:58:43+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#primaryimage\",\"url\":\"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2023\/08\/Penyerahan-Cenderamata-oleh-Rektor-UKWMS-kanan-kepada-Maria-Regina-1-1-1.jpeg\",\"contentUrl\":\"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2023\/08\/Penyerahan-Cenderamata-oleh-Rektor-UKWMS-kanan-kepada-Maria-Regina-1-1-1.jpeg\",\"width\":1500,\"height\":844},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ukwms.ac.id\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Melek Keuangan Ala Gen Z\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ukwms.ac.id\/#website\",\"url\":\"https:\/\/ukwms.ac.id\/\",\"name\":\"UKWMS\",\"description\":\"Universitas Katolik Widya Mandala Surabaya\",\"publisher\":{\"@id\":\"https:\/\/ukwms.ac.id\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ukwms.ac.id\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/ukwms.ac.id\/#organization\",\"name\":\"UKWMS\",\"url\":\"https:\/\/ukwms.ac.id\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ukwms.ac.id\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2020\/11\/Signature-Logo-Horizontal-e1678086710229.png\",\"contentUrl\":\"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2020\/11\/Signature-Logo-Horizontal-e1678086710229.png\",\"width\":4060,\"height\":1112,\"caption\":\"UKWMS\"},\"image\":{\"@id\":\"https:\/\/ukwms.ac.id\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/ukwms.ac.id\/#\/schema\/person\/8586fc19a610be4ba7ed2a98e64539f0\",\"name\":\"dev_admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ukwms.ac.id\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/9218158769b24517af9b4d5aeb5d4d2fdb039f3f217674638294467b296ff931?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/9218158769b24517af9b4d5aeb5d4d2fdb039f3f217674638294467b296ff931?s=96&d=mm&r=g\",\"caption\":\"dev_admin\"},\"sameAs\":[\"https:\/\/ukwms.ac.id\/site\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Melek Keuangan Ala Gen Z - UKWMS","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ukwms.ac.id\/en\/melek-keuangan-ala-gen-z\/","og_locale":"en_US","og_type":"article","og_title":"Melek Keuangan Ala Gen Z - UKWMS","og_description":"(UKWMS \u2013 7\/7\/23) \u2013 Mengatur keuangan merupakan hal sederhana yang bisa dilakukan, namun belum semua orang memahami caranya. Oleh sebab itu, Universitas Katolik Widya Mandala Surabaya (UKWMS) berkolaborasi dengan Bakti BCA menggelar Seminar Hybrid Literasi Keuangan. Pada seminar ini, peserta diajarkan bagaimana mengelola keuangan yang baik dan benar. Materi dibawakan oleh Maria Regina Nugraharsi SP., [&hellip;]","og_url":"https:\/\/ukwms.ac.id\/en\/melek-keuangan-ala-gen-z\/","og_site_name":"UKWMS","article_published_time":"2023-08-08T08:34:44+00:00","article_modified_time":"2023-08-21T07:58:43+00:00","og_image":[{"width":1500,"height":844,"url":"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2023\/08\/Penyerahan-Cenderamata-oleh-Rektor-UKWMS-kanan-kepada-Maria-Regina-1-1-1.jpeg","type":"image\/jpeg"}],"author":"dev_admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"dev_admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#article","isPartOf":{"@id":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/"},"author":{"name":"dev_admin","@id":"https:\/\/ukwms.ac.id\/#\/schema\/person\/8586fc19a610be4ba7ed2a98e64539f0"},"headline":"Melek Keuangan Ala Gen Z","datePublished":"2023-08-08T08:34:44+00:00","dateModified":"2023-08-21T07:58:43+00:00","mainEntityOfPage":{"@id":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/"},"wordCount":276,"publisher":{"@id":"https:\/\/ukwms.ac.id\/#organization"},"image":{"@id":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#primaryimage"},"thumbnailUrl":"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2023\/08\/Penyerahan-Cenderamata-oleh-Rektor-UKWMS-kanan-kepada-Maria-Regina-1-1-1.jpeg","articleSection":["Event"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/","url":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/","name":"Melek Keuangan Ala Gen Z - UKWMS","isPartOf":{"@id":"https:\/\/ukwms.ac.id\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#primaryimage"},"image":{"@id":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#primaryimage"},"thumbnailUrl":"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2023\/08\/Penyerahan-Cenderamata-oleh-Rektor-UKWMS-kanan-kepada-Maria-Regina-1-1-1.jpeg","datePublished":"2023-08-08T08:34:44+00:00","dateModified":"2023-08-21T07:58:43+00:00","breadcrumb":{"@id":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#primaryimage","url":"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2023\/08\/Penyerahan-Cenderamata-oleh-Rektor-UKWMS-kanan-kepada-Maria-Regina-1-1-1.jpeg","contentUrl":"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2023\/08\/Penyerahan-Cenderamata-oleh-Rektor-UKWMS-kanan-kepada-Maria-Regina-1-1-1.jpeg","width":1500,"height":844},{"@type":"BreadcrumbList","@id":"https:\/\/ukwms.ac.id\/melek-keuangan-ala-gen-z\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ukwms.ac.id\/"},{"@type":"ListItem","position":2,"name":"Melek Keuangan Ala Gen Z"}]},{"@type":"WebSite","@id":"https:\/\/ukwms.ac.id\/#website","url":"https:\/\/ukwms.ac.id\/","name":"UKWMS","description":"Universitas Katolik Widya Mandala Surabaya","publisher":{"@id":"https:\/\/ukwms.ac.id\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ukwms.ac.id\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ukwms.ac.id\/#organization","name":"UKWMS","url":"https:\/\/ukwms.ac.id\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ukwms.ac.id\/#\/schema\/logo\/image\/","url":"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2020\/11\/Signature-Logo-Horizontal-e1678086710229.png","contentUrl":"https:\/\/ukwms.ac.id\/wp-content\/uploads\/2020\/11\/Signature-Logo-Horizontal-e1678086710229.png","width":4060,"height":1112,"caption":"UKWMS"},"image":{"@id":"https:\/\/ukwms.ac.id\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/ukwms.ac.id\/#\/schema\/person\/8586fc19a610be4ba7ed2a98e64539f0","name":"dev_admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ukwms.ac.id\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/9218158769b24517af9b4d5aeb5d4d2fdb039f3f217674638294467b296ff931?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9218158769b24517af9b4d5aeb5d4d2fdb039f3f217674638294467b296ff931?s=96&d=mm&r=g","caption":"dev_admin"},"sameAs":["https:\/\/ukwms.ac.id\/site"]}]}},"_links":{"self":[{"href":"https:\/\/ukwms.ac.id\/en\/wp-json\/wp\/v2\/posts\/1019558","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ukwms.ac.id\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ukwms.ac.id\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ukwms.ac.id\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ukwms.ac.id\/en\/wp-json\/wp\/v2\/comments?post=1019558"}],"version-history":[{"count":0,"href":"https:\/\/ukwms.ac.id\/en\/wp-json\/wp\/v2\/posts\/1019558\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ukwms.ac.id\/en\/wp-json\/wp\/v2\/media\/1019584"}],"wp:attachment":[{"href":"https:\/\/ukwms.ac.id\/en\/wp-json\/wp\/v2\/media?parent=1019558"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ukwms.ac.id\/en\/wp-json\/wp\/v2\/categories?post=1019558"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ukwms.ac.id\/en\/wp-json\/wp\/v2\/tags?post=1019558"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}